PCL (Personal Consumption Loan for General Public)


Permanent confirmed employees of Central/ State Govt., Public Sector Undertakings (State/ Central), Autonomous Bodies & Institutions having at least three years of active remaining service preferably whose salary accounts/saving bank accounts are maintained by our branches or whose salary accounts are maintained with other bank.


For any personal need or to meet any unexpected expenditure.

Amount of Loan:

30 months gross salary or Rs.7.00 Lakh whichever is lower. Latest Salary Certificate of the applicant/ employee is required.


Third party guarantee of one person having financial net means good for the loan amount.


84 equal monthly installments OR remaining period of service, whichever is lower.

Processing Charges:

0.50% of the loan amount.

* Conditions Apply