National Electronic Funds Transfer

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Funds can be received / transferred to / from any j&K Grameen Bank accounts


using this facility, individuals, firms and corporates can electronically transfer funds from any J&K Grameen Bank Branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the Scheme.
Minimum amount of remittance is Re.1/- and there is no maximum limit.

How to do Transcation-

  • Customer intending to initiate transfer of funds through NEFT has to fill an application form providing details of the beneficiary (like name of the beneficiary, name of the bank branch where the beneficiary has an account, IFSC of the beneficiary Bank Branch, account type and account number) and the amount to be remitted.
  • The application form will be available at any of the Bank Branch. Visit any of our branches, fill in the application form and submit the same to Bank

Neft Timings

Neft transactions can be initiated from any of the jKGB branch anytime during Business hours

NEFT Application Form